Property All Risk Insurance

Comprehensive cover for Property?

Whereas, fire insurance covers loss or damage caused by a specific set of perils, Property All Risk Insurance covers the insured property for any kind of loss or damage occurring at the insured property.

The sum insured will be either based on the actual value or the replacement value of the property. Business interruption coverage can be included; this will cover loss of profits and provide business continuity.

Beware of the exclusions!

Insurers will limit their coverage by adding a list of exclusions, so although it offers coverage against all perils or risks, certain situations might be excluded. A careful examination of the policy wording is crucial for this type of insurance product.

We are experts at carefully reading insurance policies, so contact us to find out which policy will work best for you.